About Us

We pride ourselves with responsiveness, technical expertise and personal service.

S.B.S. Lien Services has been in business for 46 years, providing collection services throughout the state of California for property management companies and homeowners’ associations.

We pride ourselves with industry knowledge, technical expertise and personal service. S.B.S. has an 95% success rate in collecting assessments from delinquent homeowners.

There is no deposit required to start the collection process.  All fees and costs incurred by S.B.S. are based on our set fee schedule and are the responsibility of the homeowner.

S.B.S. operates as a fully automated, technically advanced, in-house processing center. We design our service to meet our client's needs.

Over the years, S.B.S. has established the enviable reputation of providing the personal service, attention to detail and technical expertise required to handle any transaction from the simplest to the most complex. Our “team” stands ready to provide the comprehensive, personalized service you expect.

Our “team” stands ready to provide the comprehensive, personalized service you expect.

Our Team

Mitch Willet

Mitch Willet is President and Owner of S.B.S. Trust Deed Network and S.B.S. Lien Services, a full service Mortgage Default and HOA Lien Collection services company. S.B.S. has been providing Foreclosure, HOA Lien Collections and other default related services since 1978. Mitch began with S.B.S. in 1992 and purchased the company from Sandy Saxton (his Mother) in 1998.

He has served on the Board of Directors of the Orange County and Los Angeles chapters of UTA as well as other industry related organizations. Mitch grew up in Santa Ana, CA and graduated Mater Dei High School in 1988. He spent his first year of undergrad at Humboldt State University as a Marine Biology major and after a year of culture shock transferred to The University of San Diego to achieve his Bachelor in Business Administration with an emphasis in Marketing in 1992.

He currently resides in Oak Park, CA with his College sweetheart and two kids. He enjoys spending time with his family hanging out by the pool, surfing and snow skiing.

Email: mwillet@liencollections.com

Executive Vice President

Jennifer Kennick

Jennifer Kennick is the Executive Vice President of S.B.S. Trust Deed Network and S.B.S. Lien Services. Jennifer began her career in 1992 with a law firm that specialized in HOA Lien Collections. She then worked for a lending institution in the default department before joining the S.B.S. team in 1998.

With over 31 years of industry experience, Jennifer supervises a 10 person team and assists with the day to day operations at S.B.S. Jennifer is a member of the United Trustee’s Association (UTA) and is certified to process foreclosures in the states of CA, AZ and NV. Jennifer is also a member of and actively involved in both the Community Associations Institute (CAI) and the California Association of Community Managers (CACM).

Jennifer is an avid bowler who once competed professionally on the Ladies Professional Bowlers Tour and has 25 perfect 300 games to her credit. During her free time, she and her husband enjoy traveling, entertaining and spending time with family and friends.

Email: JKennick@liencollections.com

Client Relationship Manager

Hank Lopez

Hank Lopez is the Client Relationship Manager for S.B.S. Trust Deed Network and S.B.S. Lien Services. Hank began his career in the default management industry working for Countrywide Home Loans as the Bankruptcy Manager. His role continued to evolve over the years as manager for various departments including risk management, vendor management and property preservation unit manager. 

Hank has had the unique experience of being both a client and a vendor. As a vendor, he has experience in the foreclosure publication and posting arena, marketing manager for bankruptcy and foreclosure legal services and author of default training materials. 

In his role with S.B.S., Hank will be responsible for maintaining current client relationships as well as introducing prospects to a dedicated and focused team of industry professionals at S.B.S. 

Hank resides in Moorpark, California with his wife Tammy and their son Joseph. Hank enjoys hacking up golf courses and loves spending time with his wife, daughter Sarah her husband Wes and our 1-year old year Grandson, Beau.

Email: hlopez@sbstrustdeed.com